Health Insurance for Children in Singapore
Protect Your Child's Health with the Right Insurance Plan
Compare children's health insurance plans from Singapore's top providers. Get comprehensive coverage for your kids' medical needs with plans starting from $50/month.
Why Your Child Needs Health Insurance
Early Health Protection
Children are more susceptible to illnesses and accidents. Early insurance ensures immediate access to quality healthcare when needed.
Lower Premiums
Children's insurance premiums are typically lower than adult coverage. Starting early locks in better rates for life.
Comprehensive Coverage
Beyond MediShield Life, private insurance covers specialist care, private hospitals, and preventive treatments.
Peace of Mind
Parents can focus on their child's recovery knowing that medical expenses are covered by insurance.
Emergency Ready
Children are prone to accidents and sudden illnesses. Insurance ensures immediate treatment without financial stress.
Customizable Options
Choose coverage levels that fit your family's needs and budget, from basic to comprehensive plans.
Compare Children's Health Insurance Providers
| Provider | Min Age | Max Age | Starting Premium | Key Features | Get Quote |
|---|---|---|---|---|---|
| NTUC Income Enhanced IncomeShield | 14 days | 25 years | From $52/month |
" No lifetime limit " Worldwide coverage " Cashless treatment | |
| AIA Singapore HealthShield Gold Max | 14 days | 21 years | From $48/month |
" Private hospital coverage " Specialist consultations " Pre/post hospitalization | |
| Great Eastern GREAT Supreme | 30 days | 23 years | From $55/month |
" No co-insurance " Wellness benefits " Emergency overseas | |
| Prudential PRUShield Premier | 14 days | 25 years | From $59/month |
" Guaranteed renewable " Worldwide emergency " Preventive care | |
| Raffles Health RHI Family Plan | 1 month | 21 years | From $64/month |
" Raffles Hospital network " Specialist referrals " Health screening |
Types of Coverage for Children
Basic Coverage (Budget-Friendly)
- Government hospital coverage
- Emergency treatment
- Basic surgical procedures
- Prescription medications
Comprehensive Coverage
POPULAR- Private hospital access
- Specialist consultations
- Preventive care & vaccinations
- Worldwide emergency coverage
- Dental & optical coverage
Frequently Asked Questions
What age can children get health insurance in Singapore?
Most insurers in Singapore accept children from 14 days old (after birth) up to 18-21 years old for dependent coverage. Some plans allow coverage up to age 25 if the child is studying full-time.
How much does health insurance for children cost in Singapore?
Children's health insurance in Singapore typically costs $50-200 per month depending on coverage level. Basic plans start around $50/month for government hospital coverage, while comprehensive private hospital plans can reach $200/month.
Does MediShield Life cover children in Singapore?
Yes, MediShield Life automatically covers all Singapore citizens and permanent residents from birth, including children. However, many parents purchase additional private insurance for better coverage and access to private healthcare facilities.
Can I add my child to my existing health insurance plan?
Yes, most insurers allow you to add your child as a dependent to your existing family plan. This is often more cost-effective than purchasing a separate policy for your child. Check with your insurer about family plan options.
What vaccinations are covered by children's health insurance?
Most comprehensive children's health insurance plans cover routine vaccinations including HPV, influenza, and travel vaccines. Basic plans may not include preventive care, so check your policy details for vaccination coverage.
Do I need health insurance if my child is covered by MediShield Life?
While MediShield Life provides basic coverage, private health insurance offers several advantages: access to private hospitals, shorter waiting times, specialist consultations, private ward stays, and comprehensive coverage for treatments not fully covered by MediShield Life.
Protect Your Child's Health Today
Compare plans from Singapore's top providers and find the perfect coverage for your child's needs.