Search Singapore IP policy wordings

Ask anything in plain English. Returns verbatim clauses from the 6 MAS-licensed Singapore Integrated Shield Plans, with the source PDF cited.

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How this works

We ingested the policy wordings of the six MAS-licensed Singapore Integrated Shield Plan insurers β€” AIA, Prudential, Great Eastern, Income Insurance, Singlife and Raffles Health Insurance β€” split each into ~500-token clauses, and embedded every clause with OpenAI's text-embedding-3-small.

Your query is embedded the same way and matched against every clause using cosine similarity. The top 12 most relevant clauses are returned with the source PDF link, the section path, and the verbatim text.

What you'll find

  • Ward-class scope, claim limits and deductibles per insurer
  • Pre-existing condition rules and moratorium underwriting
  • MediSave eligibility and Additional Withdrawal Limits
  • Cancer Drug List interaction, Proton Beam, Cell & Gene Therapy
  • Mental health, maternity, exclusions, riders

What you won't find

  • Premium quotes (they're per-individual; see get a quote)
  • Fabricated star ratings (we don't publish them)
  • "Best for X" rankings (subjective)

Always verify against the source PDF before acting on a clause. We are not a MAS-licensed financial adviser; this is information only.