GREAT SupremeHealth Review
An Integrated Shield Plan from The Great Eastern Life Assurance Company Limited. This is an editorial review — no star ratings, no fabricated premiums. We read the policy wording filed with the authorities and surface the multi-tier structure.
The Great Eastern Life Assurance Company Limited · verify on MAS FI Directory
Plan tiers and ward-class scope
GREAT SupremeHealth is offered across four tiers spanning restructured-hospital B1 wards (GSH B Plus) up to private hospitals and partnering institutions (GSH P Plus / P Prime). The authoritative ward and provider definitions are in the verified policy facts below.
GSH B Plus
For hospitalisation at restructured hospitals up to Class B1 wards.
GSH A Plus
For hospitalisation at restructured hospitals up to Class A wards.
GSH P Plus
All private hospitals / day-surgery centres and all restructured hospitals and providers.
GSH P Prime
All partnering medical institutions / partnering day-surgery centres and all restructured hospitals and providers.
Verified policy facts
Every fact below is extracted from the source policy wording and cited inline. No fabricated star ratings, no fabricated premiums. Search the wording verbatim →
Source — policy wording PDF
- Insurer:
- The Great Eastern Life Assurance Company Limited (life insurer)
- MAS register:
- verify on MAS FI Directory
- Plan:
- GREAT SupremeHealth
- Effective from:
- 2026-04-01
- Source PDF:
- open PDF
- PDF sha256:
- c48d974f4cf04517…
- Extraction confidence:
- verified
Ward-class scope
- GSH A Plus
- For hospitalisation at Restructured Hospitals (up to Class A wards)
- GSH B Plus
- For hospitalisation at Restructured Hospitals (up to Class B1 wards)
- GSH P Plus
- All Private Hospitals / day surgery centres and all Restructured Hospitals and providers
- GSH P Prime
- All Partnering Medical Institutions / partnering day surgery centres and all Restructured Hospitals and providers
Claim limits (SGD)
- GSH A Plus
- S$1,200,000
- GSH B Plus
- S$500,000
- GSH P Plus
- S$1,500,000
- GSH P Prime
- S$1,500,000 base; additional S$1,000,000 (total S$2,500,000) applies only to expenses incurred at a Restructured Hospital, polyclinic, government-funded Community Hospital, government-funded Inpatient Palliative Care Institution, general practitioner clinic or a Partnering Medical Institution where the Life Assured is treated by a Panel Provider
Co-payment & deductible
Deductible (SGD)
- GSH A Plus
- Up to S$3,500 per period of insurance (up to and including age 80 years next birthday)
- GSH B Plus
- Up to S$2,500 per period of insurance (up to and including age 80 years next birthday)
- GSH P Plus
- Up to S$3,500 per period of insurance (up to and including age 80 years next birthday)
- GSH P Prime
- S$5,000 per period of insurance for bills incurred at a Partnering Medical Institution when treated by Panel Provider and applicable only to Lives Assured aged 80 years and below next birthday
Co-insurance
- GSH A Plus
- 10%
- GSH B Plus
- 10% for bills incurred at a Restructured Hospital or a Partnering Medical Institution when treated by a Panel Provider
- GSH P Plus
- 10%
- GSH P Prime
- 10% for bills incurred at a Restructured Hospital or a Partnering Medical Institution when treated by a Panel Provider
MAS rider co-pay floor:5
Panel hospitals & in/out-of-panel rules
Referrals to over 800 Private Panel Specialists; GSH P Plus covers all Private Panel Specialists and all Restructured Specialists; GSH P Prime covers up to 600+ Private Panel Specialists at Partnering Medical Institutions (Mount Alvernia Hospital, Farrer Park Hospital, Raffles Hospital and Thomson Medical Centre) and all Restructured Specialists; GSH A Plus and B Plus cover all Restructured Specialists. The Great Medical Care Concierge provides applications for pre-authorisation of eligible medical bills and guidance on treatment options. On-site service desks at Partnering Medical Institutions for immediate, face-to-face assistance.
Cancer treatment
Outpatient Cancer Drug Treatment on the Cancer Drug List is covered up to 20 times MediShield Life's Limits for one primary cancer per month (comprising 5 times under GREAT SupremeHealth and 15 times under GREAT TotalCare 2). Outpatient Cancer Drug Treatment not on the Cancer Drug List is covered under GREAT TotalCare 2 plans (up to S$200,000 per period of insurance for GTC2 P, GTC2 Prime and GTC2 A; up to S$150,000 for GTC2 B), subject to a 5% Co-Payment to be borne by the policyholder. GREAT TotalCare 2 does not cover Class F of Outpatient Cancer Drug Treatments that are not on the Cancer Drug List. Additional Outpatient Cancer Support is covered up to S$10,000 per period of insurance (GTC2 P, GTC2 Prime and GTC2 A) or S$6,000 (GTC2 B), subject to a 5% Co-Payment. Pre-authorisation applications for eligible medical bills are supported through the Great Medical Care Concierge.
MediShield Life integration
GREAT SupremeHealth is a MediSave-approved Integrated Shield Plan that complements MediShield Life by providing additional hospitalisation coverage. MediShield Life pays first, and GREAT SupremeHealth tops up the remainder after the Deductible and Co-Insurance borne by the policyholder. Premiums illustrated for GREAT SupremeHealth plans include MediShield Life's premium. GREAT TotalCare 2 plans and GREAT TotalCare Plus 2 rider are not MediSave-approved Integrated Shield plans and their premiums are not payable using MediSave.
Exclusions
- Treatments and expenses in excess of benefit limits
- Class F of Outpatient Cancer Drug Treatments that are not on the Cancer Drug List
- Expenses incurred at Non-Panel Providers or Non-Partnering Medical Institutions (where Co-Payment Cap does not apply, except when the Life Assured was admitted as a result of an Emergency)
- Treatments or expenses that are not covered by GREAT SupremeHealth and GREAT TotalCare 2 (if applicable), as well as any amounts that exceed the benefit limits set by these plans
Available riders
GREAT TotalCare 2 P MAS 5% co-pay floor: yes
Supplementary plan attachable to GREAT SupremeHealth P Plus. Reduces Co-Insurance payable by policyholder from 10% to 5% of eligible bill after Deductible. Does not cover the Deductible. Co-Payment Cap of S$6,000 per period of insurance applies at Restructured Hospital or when treated by a Panel Provider. Annual Benefit Limit of S$400,000 in addition to GSH P Plus limit. Includes outpatient cancer drug treatment, post-stroke outpatient care, home health care, and post-hospital TCM benefits, each subject to 5% Co-Payment.
GREAT TotalCare 2 Prime MAS 5% co-pay floor: yes
Supplementary plan attachable to GREAT SupremeHealth P Prime. Reduces Co-Insurance payable by policyholder from 10% to 5% at Restructured Hospital or Partnering Medical Institution when treated by a Panel Provider. Covers any Deductible in excess of S$3,500 (base Deductible) at Partnering Medical Institutions when treated by a Panel Provider. Co-Payment Cap of S$6,000 per period of insurance applies. Annual Benefit Limit of S$400,000 in addition to GSH P Prime limit. Includes outpatient cancer drug treatment, post-stroke outpatient care, home health care, and post-hospital TCM benefits, each subject to 5% Co-Payment. Co-Insurance is not covered for expenses incurred at Non-Partnering Medical Institutions and/or Non-Panel Providers.
GREAT TotalCare 2 A MAS 5% co-pay floor: yes
Supplementary plan attachable to GREAT SupremeHealth A Plus. Reduces Co-Insurance payable by policyholder from 10% to 5%. Does not cover the Deductible. Co-Payment Cap of S$6,000 per period of insurance applies at Restructured Hospital or when treated by a Panel Provider. Annual Benefit Limit of S$200,000 in addition to GSH A Plus limit. Includes outpatient cancer drug treatment, post-stroke outpatient care, home health care, and post-hospital TCM benefits, each subject to 5% Co-Payment.
GREAT TotalCare 2 B MAS 5% co-pay floor: yes
Supplementary plan attachable to GREAT SupremeHealth B Plus. Reduces Co-Insurance payable by policyholder from 10% to 5%. Does not cover the Deductible. Co-Payment Cap of S$6,000 per period of insurance applies at Restructured Hospital or when treated by a Panel Provider. Annual Benefit Limit of S$150,000 in addition to GSH B Plus limit. Includes outpatient cancer drug treatment (non-CDL up to S$150,000), post-stroke outpatient care, home health care, and post-hospital TCM benefits, each subject to 5% Co-Payment.
GREAT TotalCare Plus 2 MAS 5% co-pay floor: no
Optional rider attachable to GREAT TotalCare 2 plans. Extends coverage to non-emergency medical or surgical treatments worldwide, with a total lifetime benefit of up to S$5 million (when attached to GTC2 P or GTC2 Prime), S$3 million (GTC2 A), or S$1 million (GTC2 B). Also covers Emergency Medical Evacuation and Repatriation services for serious injury or medical condition outside Singapore.
What to weigh before buying
Tiers span public B1 wards through private hospitals
GREAT SupremeHealth is offered across multiple tiers — from restructured-hospital B1 cover (GSH B Plus) up to private-hospital and partnering-institution cover (GSH P Plus / P Prime) — giving flexibility as needs change.
Integrated Shield Plan, not a replacement for MediShield Life
GREAT SupremeHealth sits on top of the compulsory MediShield Life scheme. The MediShield Life portion is administered by the CPF Board; the additional private cover is underwritten by the insurer.
MediSave can fund part of the premium
Part of the IP premium can be paid from MediSave up to the age-banded Additional Withdrawal Limit published by the CPF Board. Premium above the limit is payable in cash. Verify the current limit on cpf.gov.sg.
Riders carry a co-payment under MAS guidance
Riders sold since 2021 carry a minimum co-payment under MAS guidance, so the policyholder always pays a share of the bill. Confirm the specific rider terms in the wording.
Where it tends to suit buyers
- Buyers who value a long-established Singapore insurer with a multi-decade renewal history
- Households who want tier flexibility from public B1 wards through private hospitals
- Buyers comparing a partnering-institution tier (P Prime) against full private-hospital cover (P Plus)
Where to look closely
- The P Prime tier limits you to partnering medical institutions — check the provider list matches your preferred hospitals
- Renewal premiums step up sharply at older ages — true across the IP market
Frequently asked questions
What is GREAT SupremeHealth?
GREAT SupremeHealth is an Integrated Shield Plan offered by The Great Eastern Life Assurance Company Limited. It is built on top of MediShield Life and comes in multiple tiers — GSH B Plus, A Plus, P Plus and P Prime — spanning restructured-hospital B1 wards up to private hospitals. The exact ward-class entitlements are set out in the policy wording.
What is the difference between GSH P Plus and GSH P Prime?
GSH P Plus covers all private hospitals and day-surgery centres plus all restructured hospitals and providers. GSH P Prime covers all partnering medical institutions and partnering day-surgery centres plus all restructured hospitals and providers. The wording sets out the precise provider networks for each tier.
Is GREAT SupremeHealth approved for MediSave use?
Yes. GREAT SupremeHealth is an Integrated Shield Plan, so part of the premium can be paid from your MediSave account up to the age-banded Additional Withdrawal Limit published by the CPF Board. Any premium above that limit is payable in cash. Confirm the current limit on cpf.gov.sg.
Do I need a rider with GREAT SupremeHealth?
A rider is optional. Riders can absorb part of the deductible and co-insurance the main plan would otherwise leave you to pay, but riders sold since 2021 carry a minimum co-payment under MAS guidance. You can hold GREAT SupremeHealth without a rider.
How do I verify that Great Eastern is regulated?
Search the legal entity "The Great Eastern Life Assurance Company Limited" on the MAS Financial Institutions Directory at eservices.mas.gov.sg/fid. The directory lists current supervisory status and registered representatives.
Compare GREAT SupremeHealth against other IP plans
Get age-banded quotes from major Singapore IP insurers.
Editorial methodology. This review is editorial. We read the insurer's policy wording filed with the authorities and surface the structural facts (plan tiers, ward-class scope, rider co-payment, MediShield Life integration). We do not display star ratings or aggregated review counts.
General information disclaimer. This page is general information, not insurance advice under the Financial Advisers Act. We are not a financial adviser. Speak to a Singapore financial adviser registered with MAS for advice on your situation.
Source & freshness. Coverage notes reflect the insurer's current published policy wording at last review (source policy wording PDF). Verify directly with the insurer before purchasing.