IP Premium Calculator Singapore

Calculate and compare Integrated Shield Plan premiums from Singapore's top insurers. Get instant estimates based on your age, health, and coverage preferences.

Premium Calculator

21 30 years 65

Estimate Notice

Premiums shown are estimates. Actual rates may vary based on health screening and underwriting.

Monthly Premium Estimates

AIA

HealthShield Gold Max

$98
per month
Annual: $1,176
View Details

Great Eastern

GREAT SupremeHealth

$105
per month
Annual: $1,260
View Details

Prudential

PRUShield

$86
per month
Annual: $1,032
View Details

NTUC Income

IncomeShield

$91
per month
Annual: $1,092
View Details

Understanding IP Coverage Levels

Different tiers offer varying levels of coverage and costs

Basic IP

Essential coverage with higher co-payments

15% lower premiums

Standard IP

Balanced coverage and costs

Market standard

Premium IP

Maximum coverage with lower co-payments

25% higher premiums

Premium Trends by Age Group

How premiums change across different age ranges

Age 21-30

$95
avg. monthly
stable

Age 31-40

$135
avg. monthly
slight increase

Age 41-50

$185
avg. monthly
moderate increase

Age 51-60

$285
avg. monthly
significant increase

Age 61+

$450
avg. monthly
steep increase

Factors That Affect Your Premium

Understanding what influences your IP costs

Age

Premiums increase significantly with age, especially after 50

High Impact

Gender

Female premiums may be higher due to maternity coverage

Low Impact

Health Status

Smoking and pre-existing conditions increase costs

High Impact

Coverage Level

Higher coverage limits and lower co-payments cost more

Medium Impact

Get Accurate Premium Quotes

Ready to get official quotes? Compare personalized premiums from all major insurers