MediShield Life Singapore
Singapore's basic health insurance scheme providing essential coverage for all citizens and permanent residents
Upgrade to Private CoverageWhat is MediShield Life?
MediShield Life is Singapore's basic health insurance scheme administered by the Central Provident Fund (CPF). It provides essential healthcare coverage for all Singapore Citizens and Permanent Residents.
Universal Coverage
Automatic coverage for all citizens and PRs
Subsidized Premiums
Government subsidies keep premiums affordable
Lifetime Protection
Coverage continues regardless of age or health
MediShield Life Coverage 2025
Annual Coverage Limit $100,000 - $200,000
Lifetime Coverage Limit $500,000
Deductible (Class B2/C) $2,000 - $3,500
Co-insurance 10% - 20%
Hospital Coverage Class B2/C wards
MediShield Life Premiums by Age
| Age Group | Annual Premium | Monthly Premium | Government Subsidy |
|---|---|---|---|
| 31-40 years | $170 - $210 | $14 - $18 | Up to $350 |
| 41-50 years | $300 - $420 | $25 - $35 | Up to $600 |
| 51-60 years | $550 - $780 | $46 - $65 | Up to $900 |
| 61-70 years | $980 - $1,400 | $82 - $117 | Up to $1,400 |
MediShield Life Limitations
- • Only covers Class B2/C wards in public hospitals
- • High deductibles and co-insurance payments
- • Limited coverage for outpatient treatments
- • No coverage for private hospitals
- • Coverage caps may not be sufficient for major illnesses
Upgrade Your Healthcare Coverage
While MediShield Life provides basic coverage, consider upgrading to an Integrated Shield Plan for better benefits