MediShield Life Upgrade Options
Transform your basic MediShield Life coverage into comprehensive health protection. Compare upgrade paths and find the perfect Integrated Shield Plan.
IP Upgrade Levels: From Basic to Premium
Choose your upgrade level based on your budget and coverage needs
Basic IP Upgrade
Essential enhancement to MediShield Life with private hospital access
$75
per month at age 30
Key Features
- B1 ward class in public hospitals
- Basic private hospital access
- Higher coverage limits ($500K-$1M)
- 10-15% co-payment
Best For: Budget-conscious individuals wanting basic private access
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Standard IP Upgrade
Balanced coverage with good private hospital access and reasonable costs
$105
per month at age 30
Key Features
- A class wards in public hospitals
- Full private hospital access
- Higher coverage limits ($1M-$1.5M)
- 5-10% co-payment
Best For: Most Singaporeans seeking comprehensive protection
Get Quote Premium IP Upgrade
Maximum coverage with zero or minimal co-payment for complete protection
$145
per month at age 30
Key Features
- Private rooms in any hospital
- Worldwide emergency coverage
- Highest coverage limits ($2M+)
- 0% co-payment
Best For: High earners wanting complete financial protection
Get Quote Important Considerations Before Upgrading
Health Requirements
- • Complete medical questionnaire honestly
- • May require medical examination
- • Pre-existing conditions may be excluded
- • Apply while healthy for best terms
Financial Impact
- • Budget for annual premium increases
- • Consider long-term affordability
- • Use Medisave allowance strategically
- • Factor in family coverage needs
Ready to Upgrade Your Health Coverage?
Don't wait until it's too late. Upgrade your MediShield Life today and enjoy comprehensive health protection.
Get Upgrade Quotes Now