Private Hospital Insurance Singapore
Access Singapore's premium private hospitals with comprehensive insurance coverage for the finest healthcare experience
Get Private Hospital QuoteWhat is Private Hospital Insurance?
Private hospital insurance provides coverage for treatment at Singapore's premium private healthcare facilities, offering superior comfort, shorter wait times, and personalized care.
Premium Facilities
Access to Singapore's top-tier private hospitals
Specialist Choice
Choose your preferred doctors and specialists
Enhanced Comfort
Private rooms with premium amenities
Private Hospital Benefits
- Single-patient private rooms
- Personalized nursing care
- Advanced medical technology
- Flexible visiting hours
- Premium dining options
- Concierge services
Singapore's Premier Private Hospitals
Mount Elizabeth Hospital
Cardiology, Oncology, Neurosurgery
Private suites with city views
Raffles Hospital
Multi-specialty care
Luxurious private rooms
Gleneagles Hospital
Heart, Cancer, Orthopaedics
Premium private wards
Parkway East Hospital
Emergency, Surgery, Maternity
Comfortable private rooms
Private vs Public Healthcare Comparison
| Aspect | Public Healthcare | Private Healthcare |
|---|---|---|
| Room Type | Shared wards (6-8 beds) | Private rooms with ensuite |
| Waiting Time | Longer waiting periods | Immediate or short wait times |
| Doctor Choice | Assigned hospital doctors | Choose your preferred specialist |
| Appointment Scheduling | Standard appointment slots | Flexible scheduling options |
| Cost (without insurance) | Government subsidized rates | Full private rates (higher) |
| Amenities | Basic hospital amenities | Premium amenities & services |
Private Hospital Insurance Costs
Basic Private Coverage
S$200-400
per month
- • Private room coverage
- • Basic specialist access
- • Limited private hospitals
- • Standard benefits
Premium Private Coverage
S$400-800
per month
- • All private hospitals
- • Doctor of choice
- • Premium room types
- • Enhanced benefits
Luxury Private Coverage
S$800+
per month
- • VIP treatment options
- • Unlimited coverage
- • Concierge services
- • Global coverage
Cost Factors to Consider
Private hospital insurance premiums vary based on age, coverage level, deductibles, and specific hospitals covered. Higher coverage limits and lower deductibles increase premium costs.
Who Should Consider Private Hospital Insurance?
Good Fit If You:
- • Value privacy and comfort during medical treatment
- • Want to choose your own doctors and specialists
- • Prefer shorter waiting times for procedures
- • Can afford higher monthly premiums
- • Travel frequently and want global coverage
- • Have complex medical conditions requiring specialist care
Consider Alternatives If You:
- • Are satisfied with public healthcare quality
- • Have budget constraints for premium payments
- • Don't mind waiting for non-urgent procedures
- • Are comfortable with assigned doctors
- • Rarely need medical treatment
- • Already have comprehensive employer coverage
Tips for Choosing Private Hospital Insurance
Check Hospital Network
Ensure your preferred private hospitals are covered in the insurance network before purchasing.
Compare Coverage Limits
Review annual and lifetime coverage limits to ensure they meet your potential healthcare needs.
Understand Room Benefits
Check what room types are covered and if there are upgrade options available.
Review Waiting Periods
Understand waiting periods for different types of treatments and pre-existing conditions.
Consider Deductibles
Balance premium costs with deductible amounts to find the right financial arrangement.
Read the Fine Print
Carefully review exclusions, limitations, and claim procedures before making a decision.
Access Premium Private Healthcare Today
Compare private hospital insurance plans and enjoy the finest healthcare experience in Singapore