NTUC Income Singapore
Affordable Health Insurance for All
Value Choice
Est. 1970 Singapore
Coverage
Up to S$2M Annually
Network
800+ Providers
From
S$180/month
NTUC Income Health Insurance Plans
Enhanced IncomeShield
Integrated Shield Plan - Affordable Coverage
Most Popular
Key Benefits:
- Up to S$2,000,000 annual coverage
- Private hospitals covered
- Class A ward in public hospitals
- Pre/post hospitalization (180 days)
Coverage Details:
- • Deductible: S$0 (Private), S$3,500 (Public A)
- • Co-insurance: 10% (Private), 5% (Public A)
- • Cancer treatment: Up to S$2M
- • Emergency overseas: S$1M
From S$180 /month (Age 30)
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Orange Force
Comprehensive health insurance for young adults
Coverage:
- Up to S$800,000 annual limit
- Regional coverage (ASEAN)
- Emergency evacuation
- Outpatient benefits
Special Features:
- • Sports injury coverage
- • Mental health support
- • Wellness benefits
- • Telemedicine coverage
From S$120 /month
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Pros & Cons
Advantages
- Most affordable premiums in market
- Social enterprise - profits benefit members
- Simple plan structures and pricing
- Good coverage for young adults
- Strong local presence and support
- Hassle-free claims process
Disadvantages
- Smaller provider network than major competitors
- Lower annual coverage limits
- Limited premium options and riders
- Basic digital services and technology
Contact NTUC Income Singapore
Customer Service
6788 1777
Mon-Fri 8:30AM-6PM
askus@income.com.sg
Online Services
NTUC Income at a Glance
Market Share: ~12%
Claim Ratio: 88%
Provider Network: 800+
Financial Rating: A