Public Hospital Class A Insurance Singapore

Get premium accommodation and enhanced comfort in Singapore's public hospitals with Class A ward insurance coverage

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What is Class A Ward in Public Hospitals?

Class A wards in Singapore's public hospitals offer the highest level of comfort and privacy, featuring single or double occupancy rooms with premium amenities at full private rates.

Premium Accommodation

Single or double occupancy rooms with private facilities

No Government Subsidy

Full private rates but same quality medical care

Enhanced Privacy

More personal space and comfortable environment

Class A Ward Features

  • Single or double occupancy rooms
  • Private bathroom with shower
  • Air-conditioning and heating
  • Television and telephone
  • Enhanced meal options
  • More flexible visiting hours

Public Hospital Ward Classes Comparison

Class C

8-10 beds per room

Subsidy 80%
Daily Cost S$31-37/day
Shared bathroom
Basic amenities
Highest subsidy

Class B2

5-6 beds per room

Subsidy 65%
Daily Cost S$72-88/day
Shared bathroom
Air-conditioning
More privacy

Class B1

4 beds per room

Subsidy 50%
Daily Cost S$144-174/day
Ensuite bathroom
TV & phone
Good comfort level
Premium

Class A

1-2 beds per room

Subsidy None
Daily Cost S$435-580/day
Private/Semi-private
Premium amenities
Full private rates

Major Public Hospitals with Class A Wards

Singapore General Hospital

Comprehensive tertiary care, oncology, cardiology

Class A Available
Largest public hospital
1,785 beds
Advanced medical facilities
Teaching hospital

National University Hospital

Multi-organ transplants, advanced surgery

Class A Available
University hospital
Research facilities
Specialized centers
1,200 beds

Tan Tock Seng Hospital

Infectious diseases, geriatrics, rehabilitation

Class A Available
Communicable Disease Centre
Geriatric care
1,600 beds
Research institute

Changi General Hospital

Emergency medicine, surgery, internal medicine

Class A Available
Eastern region hospital
1,000 beds
Emergency services
Specialist clinics

Class A Ward Cost Analysis

Average Daily Costs

Room charges S$435-580
Professional fees S$150-300
Investigations S$200-500
Medications S$50-200

Total per day S$835-1580

5-Day Stay Example

Room charges (5 days) S$2,175-2,900
Medical fees S$1,500-3,000
Tests & procedures S$1,000-2,500
Other charges S$500-1,000

Total estimated S$5,175-9,400

Cost Considerations

Class A ward patients pay full private rates with no government subsidy. Costs vary significantly based on the complexity of treatment and length of stay. Insurance coverage is highly recommended.

Insurance Options for Class A Coverage

Integrated Shield Plans

Enhanced versions of MediShield Life that can cover Class A ward charges with appropriate riders.

  • β€’ Upgrade from basic MediShield Life
  • β€’ Higher coverage limits
  • β€’ Class A ward benefits available
  • β€’ Private insurer options

Private Health Insurance

Comprehensive private health plans that include public hospital Class A coverage alongside private hospital benefits.

  • β€’ Comprehensive coverage
  • β€’ Choice of public or private
  • β€’ Higher premium costs
  • β€’ Additional benefits included

Employer Group Insurance

Many employers provide group health insurance that includes Class A ward coverage for employees.

  • β€’ Employer-sponsored coverage
  • β€’ Group rates and discounts
  • β€’ Often includes family
  • β€’ Convenient payroll deduction

Class A Ward: Pros and Cons

Advantages

  • β€’ Maximum privacy with single/double rooms
  • β€’ Premium amenities and comfort
  • β€’ Same high-quality medical care as subsidized wards
  • β€’ More flexible visiting arrangements
  • β€’ Enhanced meal and service options
  • β€’ Shorter waiting times for admission
  • β€’ More personal attention from staff

Considerations

  • β€’ Significantly higher costs (no subsidy)
  • β€’ Insurance coverage essential for affordability
  • β€’ Same doctors and medical treatment as other wards
  • β€’ Limited availability during peak periods
  • β€’ May not be available in all hospitals
  • β€’ Higher insurance premiums required
  • β€’ Not necessary for medical outcomes

Get Class A Ward Insurance Coverage Today

Secure premium accommodation in Singapore's public hospitals with comprehensive Class A ward insurance