Best Integrated Shield Plans Singapore 2025
Expert rankings and reviews of Singapore's top Integrated Shield Plans. Find the best IP for your needs based on coverage, value, and customer service.
Our Ranking Methodology
Rankings based on coverage, value, customer service, and network access
Coverage Limits
Annual claim limits and lifetime coverage maximums
Premium Value
Cost-effectiveness across different age groups
Customer Service
Claims processing speed and customer satisfaction
Network Access
Hospital networks and specialist availability
HealthShield Gold Max
AIA
Pros
- Highest coverage limit in Singapore
- Zero co-payment option
- Worldwide emergency coverage
- Pre-existing conditions covered after waiting period
Cons
- Higher premiums than some competitors
- 30-day waiting period for new policies
Best For
Those wanting maximum coverage and can afford higher premiums
GREAT SupremeHealth
Great Eastern
Pros
- Comprehensive cancer coverage
- Good network of panel doctors
- Competitive premiums for young adults
- Strong claims processing record
Cons
- 5% co-payment required
- Slightly lower coverage limit
Best For
Families looking for comprehensive coverage with good value
PRUShield
Prudential
Pros
- Most affordable premiums
- Flexible deductible options
- Good wellness benefits
- Family discount available
Cons
- Lower coverage limit
- 10% co-payment can be significant
Best For
Budget-conscious individuals wanting basic enhanced coverage
IncomeShield
NTUC Income
Pros
- Community-focused pricing
- Good preventive care benefits
- No age limit for enrollment
- Established local presence
Cons
- Limited premium plan options
- Fewer add-on riders available
Best For
Seniors and those preferring local insurers
Quick Comparison Summary
Key features at a glance
| Provider | Overall Rating | Monthly Premium | Annual Limit | Co-payment | Best For |
|---|---|---|---|---|---|
| AIA HealthShield Gold Max | 4.8 | From $89 | $2,000,000 | 0% | Those wanting maximum coverage... |
| Great Eastern GREAT SupremeHealth | 4.7 | From $95 | $1,500,000 | 5% | Families looking for comprehensive... |
| Prudential PRUShield | 4.6 | From $78 | $1,000,000 | 10% | Budget-conscious individuals wanting basic... |
| NTUC Income IncomeShield | 4.5 | From $82 | $1,200,000 | 5% | Seniors and those preferring... |
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