Cancer Insurance Singapore

Comprehensive cancer insurance coverage to protect against the high costs of cancer treatment and provide peace of mind

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Why You Need Cancer Insurance in Singapore

Cancer is one of the leading causes of death in Singapore, with 1 in 4 people developing cancer in their lifetime. Treatment costs can be overwhelming, making specialized cancer insurance essential.

Rising Cancer Rates

Cancer incidence continues to increase with aging population

High Treatment Costs

Cancer treatment can cost hundreds of thousands of dollars

Financial Protection

Specialized coverage beyond basic health insurance

Singapore Cancer Statistics

1 in 4
People will develop cancer
14,000+
New cases annually
S$300K
Average treatment cost

Most Common Cancers in Singapore

Breast Cancer

Incidence Rate 1 in 13 women
Survival Rate 85% 5-year survival
Treatment Cost S$150,000-300,000

Colorectal Cancer

Incidence Rate 1 in 25 people
Survival Rate 67% 5-year survival
Treatment Cost S$100,000-200,000

Lung Cancer

Incidence Rate 1 in 80 people
Survival Rate 18% 5-year survival
Treatment Cost S$200,000-400,000

Prostate Cancer

Incidence Rate 1 in 25 men
Survival Rate 98% 5-year survival
Treatment Cost S$80,000-150,000

Top Cancer Insurance Plans in Singapore

AIA Singapore

AIA Cancer Care Plus

Coverage Up to S$1,000,000
Premium From S$35/month
Multiple claim benefit
Early stage coverage
Overseas treatment
Wellness benefit

Great Eastern

LivingCare Cancer

Coverage Up to S$500,000
Premium From S$30/month
Major cancer coverage
Minor cancer benefit
Premium waiver
Second opinion benefit

Prudential

PRUCancer 360

Coverage Up to S$2,000,000
Premium From S$45/month
Comprehensive cancer care
Preventive care
Recovery support
Family history benefit

Cancer Insurance Coverage by Stage

Early Stage (Stage 0-1)

Coverage Amount
25-50% of sum assured
Survival Rate
90-95% survival rate
Typical Treatment
Surgery, targeted therapy

Intermediate (Stage 2)

Coverage Amount
75-100% of sum assured
Survival Rate
70-85% survival rate
Typical Treatment
Surgery, chemotherapy, radiation

Advanced (Stage 3-4)

Coverage Amount
100% of sum assured
Survival Rate
30-70% survival rate
Typical Treatment
Intensive chemotherapy, immunotherapy

Early Detection Benefits

Many cancer insurance plans now provide benefits for early-stage cancers, recognizing that early detection leads to better outcomes and lower treatment costs.

What Cancer Insurance Typically Covers

Typically Covered

  • β€’ Major cancer diagnosis (Stage 1-4)
  • β€’ Early stage cancer benefits
  • β€’ Chemotherapy and radiation therapy
  • β€’ Surgical procedures
  • β€’ Immunotherapy and targeted therapy
  • β€’ Bone marrow transplant
  • β€’ Hospitalization costs
  • β€’ Second medical opinion
  • β€’ Overseas treatment (some plans)
  • β€’ Recovery and rehabilitation

Common Exclusions

  • β€’ Pre-existing cancer conditions
  • β€’ Cancer diagnosed within waiting period
  • β€’ Skin cancer (non-melanoma)
  • β€’ Carcinoma in situ (some plans)
  • β€’ Cancer caused by HIV/AIDS
  • β€’ Self-inflicted injuries
  • β€’ Experimental treatments
  • β€’ Alternative medicine
  • β€’ Cancer related to substance abuse
  • β€’ Genetic testing (preventive)

How to Choose Cancer Insurance

Assess Your Risk Factors

Consider family history, lifestyle factors, age, and environmental exposure to determine your cancer risk level.

Determine Coverage Amount

Calculate potential treatment costs and choose coverage that provides adequate financial protection for your situation.

Compare Plan Features

Review waiting periods, exclusions, early-stage benefits, and additional features like overseas treatment coverage.

Consider Family Coverage

Look into family plans if you have dependents, as cancer insurance can often be extended to cover family members.

Review Claim Process

Understand the claim procedures, required documentation, and how quickly claims are typically processed and paid.

Understand Waiting Periods

Most cancer insurance has waiting periods (90-180 days) before coverage begins. Plan accordingly for this gap.

Premium Costs by Age Group

Age Group Basic Coverage Comprehensive Coverage Recommendations
20-30 years S$25-40/month S$45-70/month Basic coverage sufficient
30-40 years S$40-65/month S$70-110/month Consider comprehensive
40-50 years S$65-100/month S$110-170/month Recommended age to start
50+ years S$100-200/month S$170-300/month Essential coverage

Protect Yourself Against Cancer Today

Get comprehensive cancer insurance coverage and financial peace of mind from Singapore's trusted providers