Cancer Insurance Singapore
Comprehensive cancer insurance coverage to protect against the high costs of cancer treatment and provide peace of mind
Get Cancer Insurance QuoteWhy You Need Cancer Insurance in Singapore
Cancer is one of the leading causes of death in Singapore, with 1 in 4 people developing cancer in their lifetime. Treatment costs can be overwhelming, making specialized cancer insurance essential.
Rising Cancer Rates
Cancer incidence continues to increase with aging population
High Treatment Costs
Cancer treatment can cost hundreds of thousands of dollars
Financial Protection
Specialized coverage beyond basic health insurance
Singapore Cancer Statistics
Most Common Cancers in Singapore
Breast Cancer
Colorectal Cancer
Lung Cancer
Prostate Cancer
Top Cancer Insurance Plans in Singapore
AIA Singapore
AIA Cancer Care Plus
Great Eastern
LivingCare Cancer
Prudential
PRUCancer 360
Cancer Insurance Coverage by Stage
Early Stage (Stage 0-1)
Intermediate (Stage 2)
Advanced (Stage 3-4)
Early Detection Benefits
Many cancer insurance plans now provide benefits for early-stage cancers, recognizing that early detection leads to better outcomes and lower treatment costs.
What Cancer Insurance Typically Covers
Typically Covered
- β’ Major cancer diagnosis (Stage 1-4)
- β’ Early stage cancer benefits
- β’ Chemotherapy and radiation therapy
- β’ Surgical procedures
- β’ Immunotherapy and targeted therapy
- β’ Bone marrow transplant
- β’ Hospitalization costs
- β’ Second medical opinion
- β’ Overseas treatment (some plans)
- β’ Recovery and rehabilitation
Common Exclusions
- β’ Pre-existing cancer conditions
- β’ Cancer diagnosed within waiting period
- β’ Skin cancer (non-melanoma)
- β’ Carcinoma in situ (some plans)
- β’ Cancer caused by HIV/AIDS
- β’ Self-inflicted injuries
- β’ Experimental treatments
- β’ Alternative medicine
- β’ Cancer related to substance abuse
- β’ Genetic testing (preventive)
How to Choose Cancer Insurance
Assess Your Risk Factors
Consider family history, lifestyle factors, age, and environmental exposure to determine your cancer risk level.
Determine Coverage Amount
Calculate potential treatment costs and choose coverage that provides adequate financial protection for your situation.
Compare Plan Features
Review waiting periods, exclusions, early-stage benefits, and additional features like overseas treatment coverage.
Consider Family Coverage
Look into family plans if you have dependents, as cancer insurance can often be extended to cover family members.
Review Claim Process
Understand the claim procedures, required documentation, and how quickly claims are typically processed and paid.
Understand Waiting Periods
Most cancer insurance has waiting periods (90-180 days) before coverage begins. Plan accordingly for this gap.
Premium Costs by Age Group
| Age Group | Basic Coverage | Comprehensive Coverage | Recommendations |
|---|---|---|---|
| 20-30 years | S$25-40/month | S$45-70/month | Basic coverage sufficient |
| 30-40 years | S$40-65/month | S$70-110/month | Consider comprehensive |
| 40-50 years | S$65-100/month | S$110-170/month | Recommended age to start |
| 50+ years | S$100-200/month | S$170-300/month | Essential coverage |
Protect Yourself Against Cancer Today
Get comprehensive cancer insurance coverage and financial peace of mind from Singapore's trusted providers